With BitPay Wallet, your private keys and funds always remain under your control. And you use 100% open-source code for community testing and auditing. We’ve built the following features into this version of the BitPay app without compromising security or accessibility:
- Buy gift cards in real time from major brands, including Amazon.com
- Support for Bitcoin, Bitcoin Cash, ETH, and XRP
- Support for ERC-20 stablecoin tokens, including USD Coin (USDC), Paxos Standard (PAX), and Gemini Dollar (GUSD)
- Create and manage multiple wallets in the app
- Integration to load, manage and spend your BitPay Visa® card.
- Integration for buying and selling Bitcoin.
- Intuitive multi-user security for personal or shared wallets.
- Device-based security: All private keys are stored locally, not in the cloud.
- Hierarchical Deterministic (HD) Address Generation and Wallet Backup
- Payment protocol support (BIP70-BIP73): easily identifiable payment requests and secure payments.
- Support for over 150 currency pricing options and unit naming in BTC or bits
- Email and push notifications for payments and transfers
- Easy flow of spending suggestions for shared wallets and group payments
- Testnet wallet support
- Customizable wallet names and order
- Multiple languages supported, including French, German, Chinese (Simplified), and Spanish
This app is free and open-source. You can also view the code on GitHub at
Here’s a detailed review and instructions for BitPay Desktop Wallet , the desktop version of the BitPay crypto wallet, so you can quickly understand what it is and how to use it.
🧠 What is BitPay Desktop Wallet?

BitPay Wallet is a non-custodial cryptocurrency wallet available on computers (Windows, macOS, Linux) and mobile devices. This app allows you to store, send, and receive cryptocurrency , manage your portfolio, and perform a number of additional actions while maintaining full control over your private keys.
👉 Self-custody means your private keys and funds are located solely on your device —BitPay doesn’t store or access your balance.
📌 Key Features
- ▶️ Cryptocurrency storage: support for Bitcoin, Ethereum, Solana, Litecoin, ERC-20 tokens, and dozens of other assets.
- 🔁 Send and receive crypto: quickly and conveniently, directly from your PC.
- 🔄 Swap: internal cryptocurrency exchange function.
- 💰 Buy cryptocurrency: through partners directly from the app.
- 📊 Portfolio management: balance and transaction history in one place.
- 🎁 Buy gift cards: with crypto inside the interface.
- 🧾 Bill Pay: Ability to pay bills with crypto (in regions where available).
💡 The BitPay app includes similar features for mobile and desktop devices , with synchronization between them.
🛠️ How to install BitPay Desktop Wallet
- Go to the official BitPay website and download Desktop Wallet for your operating system—Windows, macOS, or Linux.
- Install the application by following the standard installation wizard.
- Launch BitPay Desktop Wallet after installation.
🔐 Creating or importing a wallet
🎯 Creating a new wallet
- Open the BitPay Desktop Wallet app.
- Select “Create new wallet” or a similar option.
- You’ll be shown a seed phrase (12 words) —this is your backup recovery phrase.
❗ Be sure to write it down on paper and keep it in a safe place —without this phrase, restoring your funds will be impossible. - Confirm your seed phrase when the app asks.
🔁 Importing an existing wallet
If you’ve already created a wallet in BitPay or another HD wallet:
- Select “Import wallet” .
- Enter the 12-word seed phrase from an existing wallet.
- Done – your wallet will appear in the app.
💸 How to use BitPay Desktop Wallet

📥 Receiving cryptocurrency
- Open your wallet and select a currency (for example, BTC or ETH).
- Click “Receive” .
- Copy the address or show the QR code to the sender.
📤 Sending cryptocurrency
- Select the currency you want to send.
- Click “Send” .
- Enter the recipient’s address or scan the QR code.
- Enter the amount and confirm the transaction.
🔄 Swap
- Go to the swap/exchange section .
- Select cryptocurrencies to exchange.
- Confirm the exchange.
💡 Options and button layout may differ slightly depending on the app version, but the logic remains the same.
🧠 Safety and recommendations
✔ You have complete control over your keys: the wallet doesn’t store your private keys or seed phrases.
✔ Protect your seed phrase: it’s the only way to restore access to your funds.
✔ Computer security: keep your system and antivirus software up to date—a desktop wallet is secure, but your computer may be vulnerable.
✔ Backups: keep backup copies of your seed phrase in a safe offline location.
📊 Pros and cons
✅ Benefits
- Convenient desktop interface.
- Full control over crypto and keys.
- Support for many cryptocurrencies.
- Possibility to buy and exchange directly in the app.
⚠️ Restrictions
- Security depends on your PC – malware can pose a risk.
- Some features (such as BitPay card or bill payment) may not be available in all regions.
📌 Conclusion
BitPay Desktop Wallet is a full-featured crypto wallet for your PC with features for storing, sending, receiving, exchanging, and managing cryptocurrency. It’s suitable for both beginners and experienced users who want complete control over their funds.
BitPay v10.0.3 Changelog
- [REF] PayPro Error Handling
- [REF]: Retrying PayPro details request if unsuccessful
- [FIX] Improvements to PayPro error message
- Fixed media query for price chart button
- [FEAT]: Handling Advertising Push Notifications
- Feat: Added BUSD to Simplex integration
- [FIX] Check for unconfirmed transactions only for the one you want to speed up
- [FIX] Showing completion modal after creating transaction from read-only wallets
- ref(wallets-tab): Caches wallets organized by groups to speed up application performance
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